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Understand How Physicians Are Paid
Learn how money actually flows in each practice model — and why many physicians misunderstand their own compensation
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Avoid Structural Compensation Traps
Identify long-term traps in contracts, overhead models, and pay structures that quietly destroy income and flexibility.
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Choose With Eyes Open
Compare models using a simple Risk / Control / Reward framework instead of hearsay and anecdotes.
Where Physicians Lose Income Structurally
High overhead vs net income mismatch
Compensation models misaligned with workload
Clinic ownership equity gaps
Fee-split misunderstandings
Incorporation timing errors
About the Course
Choosing the wrong practice model can quietly cost you years of flexibility, income, and control. A practical, plain-language guide to how different practice models and compensation structures actually work — so you can avoid long-term mistakes, hidden risks, and structural income traps.
Instructor(s)
I led the team that built mdchecklist after years of working as a family physician inside real clinics and seeing how competent doctors quietly lose money, time, and control due to invisible system failures—including myself early on. In a clinic in Saskatoon, a simple review of billing and documentation structure uncovered over $46,000 per year in missed revenue, without adding a single patient. mdchecklist is not CME filler—it’s a practical operating system built by physicians to stop real money leaks, reduce CMPA and CRA risk, and put doctors back in control of how their practice actually runs.
Dr Ali Ranjbaran, MD CCFP
Founder — MDChecklist System
Practice Model Compensation Framework
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How Canadian Physicians Actually Get Paid — and How to Stop Making Expensive Structural Mistakes
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Overview of Practice Models
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Module Overview
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The Three Levers That Actually Control Your Income
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The Risk–Control–Reward Framework
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CHAPTER 2 — The Main Compensation Models in Canada
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Practice Models
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Practice Models ( Continue...)
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Practice Models ( Continue...)
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CHAPTER 3 — Clinic Structures: Where Most Money Leaks Happen
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Employee vs Contractor vs Associate: The Label Is Not the Reality
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The Common Overhead Models
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The Overhead Illusion
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What a “Good” Deal Actually Looks Like
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CHAPTER 4 — Ownership vs Associate: The Real Tradeoffs
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The Real Economics of Ownership
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The Associate Convenience Tax
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Partnerships: Power Matters More Than Percentages
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The Lifestyle Myth
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CHAPTER 5 — Incorporation & Pay Mix (High-Level, Practical)
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What Incorporation Changes — and What It Doesn’t
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Salary vs Dividends: The Real Tradeoffs
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Why “My Accountant Told Me So” Is Not a Strategy
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Practice Model
- 35 lessons